Chandler Property Tax Records
Chandler property tax records are public documents you can look up through Maricopa County offices. The city sits in the southeast part of the Phoenix metro area and has a population of about 288,000 people. When you search for Chandler tax records, you will use the county assessor to find values and the county treasurer to see bills and payments. The city itself does not collect property taxes directly. All billing goes through Maricopa County. You can search by address, owner name, or parcel number to pull up detailed records. Most searches are free and take just a few minutes online.
Chandler Property Tax Quick Facts
How Chandler Property Taxes Work
Like all Arizona cities, Chandler does not run its own tax office. The city sets tax rates but leaves all the billing work to Maricopa County. This means when you get a property tax bill in the mail, it comes from the county treasurer in Phoenix. Your bill shows the Chandler portion along with other districts like schools, fire, and special improvement areas. The city rate is just one slice of your total tax bill.
Chandler has two types of property taxes. Primary taxes pay for general city operations. Secondary taxes cover bonded debt from voter approved projects. For fiscal year 2025-26, the primary rate is $0.2118 per $100 of assessed value. The secondary rate is $0.87 per $100. Combined, that works out to about $1.08 per $100 in assessed value going to the city. Schools and other districts add more on top of that amount.
The Chandler property tax reports page has detailed breakdowns of how rates have changed over the years. You can see charts that compare Chandler to other Valley cities. This helps you understand how your tax bill stacks up against what residents pay in nearby areas.
The page also explains the split between primary and secondary taxes. Primary taxes fund day to day services like parks and roads. Secondary taxes go toward paying off bonds for big capital projects the voters approved in past elections.
Chandler Tax Records at the County
All Chandler property tax records live at Maricopa County. Two offices handle different parts. The assessor sets the value of your land and buildings. The treasurer sends bills and takes payments. Both offices are in downtown Phoenix at 301 W Jefferson Street.
The Maricopa County Assessor keeps records on every parcel in Chandler. You can search by address to find the full cash value and limited property value. The full cash value shows what the property would sell for. The limited value is used to figure out your actual tax. Under Arizona law, the limited value can only go up by 5% each year. This rule protects homeowners from big jumps in their tax bill when the market gets hot.
The assessor website lets you see lot size, building details, and sales history. It also shows what class your property falls under. Most homes are class 3, which has a 10% assessment ratio. That means only 10% of your limited value gets taxed. On a home with a $400,000 limited value, the assessed value would be $40,000. Your tax bill is based on that $40,000 figure, not the full market price.
Chandler Property Tax Bills and Payments
The Maricopa County Treasurer handles all billing for Chandler residents. Tax bills go out each September. The bill shows how much you owe and breaks it down by district. You can see exactly how much goes to Chandler versus schools and other agencies.
You have choices for when and how to pay. The first half is due October 1 and becomes late after November 1. The second half is due March 1 and goes late after May 1. Want to pay the whole year at once? Do it by December 31 to avoid interest. Once you miss a deadline, interest starts at 16% per year. That adds up to about $1.33 per month for every $100 you owe. On a $3,000 tax bill, one month late costs you an extra $40.
The treasurer website takes online payments. E-check has no fee. Debit cards cost 1.80% of your payment. Credit cards run 2.25%. You can also pay with PayPal, Venmo, Apple Pay, or Google Pay, but those charge 2.25% too. Pick e-check if you want to save money on fees.
Note: The county does not send reminders before deadlines. Mark your calendar and check your bill in September.
Online Chandler Property Tax Search Tools
Several free tools help you search Chandler property tax records from home. The county assessor runs a parcel search where you type in an address or owner name. Results show values, lot details, and building info. You can print reports or save them as PDF files.
The Maricopa County GIS Parcel Viewer lets you explore a map of Chandler. Zoom in on any block to see parcel lines. Click a parcel to pull up owner info and values. This tool works great when you know the general area but not the exact address. Real estate agents and title companies use it every day.
For tax bills and payment history, use the treasurer website. Enter your parcel number to see what you owe. The site shows past payments going back several years. You can also check if any liens exist on a property. Investors often use this tool before buying tax liens at the annual auction.
Common searches Chandler residents run include:
- Current year tax bill amount
- Payment status and history
- Full cash value and limited value
- Lot size and building square footage
- Property class and assessment ratio
- Sales and transfer records
Chandler Property Tax Appeals
Think your Chandler home is valued too high? You can file an appeal. The assessor mails a Notice of Value each February. Check it carefully. If the full cash value seems off, you have 60 days to file a petition. Use ADOR Form 82130 for real property. The assessor reviews your claim and may agree to lower the number.
If the assessor says no, you have more options. File with the County Board of Equalization within 25 days. Or skip the board and go straight to Tax Court within 60 days. Most Chandler homeowners start with the board since it costs less. Bring evidence like recent sales of similar homes in your area. Photos of problems with your property help too. The board wants facts, not just feelings.
The State Board of Equalization oversees the appeals process. Their website has guides that walk you through each step. They act like a court. Decisions are based on the evidence you present at your hearing. Miss the deadline and you lose your right to appeal for that tax year.
Chandler Property Tax Rates Explained
Your Chandler property tax bill has many parts. The city portion is actually one of the smaller slices. Schools often take the biggest chunk. Fire districts, community colleges, and special improvement areas also appear on your bill. Each one has its own rate that gets added together.
For fiscal year 2025-26, Chandler set these rates per $100 of assessed value. The primary rate is $0.2118. This money pays for basic city services. Roads, parks, and general operations come from this fund. The secondary rate is $0.87. This covers debt payments on bonds the voters approved. Bond money often builds new facilities or fixes old ones.
Compared to other Valley cities, Chandler falls in the middle. Some cities like Mesa have no primary tax at all. They rely on sales tax instead. Other cities like Phoenix and Scottsdale have higher combined rates. The Chandler budget page shows detailed comparisons if you want to see exact numbers. Keep in mind that total tax bills also depend on school district rates, which vary a lot across Chandler depending on your address.
Chandler Property Tax Exemptions
Several exemptions can lower your tax bill if you qualify. Chandler residents apply through the Maricopa County Assessor. Veterans with a 100% service connected disability can get a full exemption on their primary home. This change went into effect January 1, 2026. Other disabled veterans may qualify for partial exemptions based on their rating.
The Senior Freeze Program helps older homeowners on fixed incomes. If you meet age and income rules, you can lock in your property value for three years. Your taxes stay flat even if home prices rise around you. This program gives real relief to seniors worried about being priced out of their homes. Apply using ADOR Form 82104 at the assessor office.
Widows, widowers, and people with total permanent disabilities have exemption options too. Arizona law under ARS 42-11111 spells out who qualifies. The county does not give these breaks on its own. You must apply and prove you meet the rules. Contact the assessor at 602-506-3406 to ask about your situation.
Nearby Arizona Cities
Chandler sits in the southeast part of the Phoenix metro area. Several other large cities share borders with it. All of them also use Maricopa County for property tax billing. Tax rates vary by city, but the process works the same way everywhere in the county.
Cities near Chandler with property tax pages on this site:
If you own property near a city border, check the parcel map to see which city your land sits in. Tax rates differ between cities, so the exact location matters. Some parcels in the Chandler area may actually fall under Gilbert or Mesa depending on where the boundary lines run.